My animal is a cow

For a dairy cow, twenty thousand is usually a low budget. You can still look for an older local cow or a low-yield crossbred, but check milk in your presence, do a CMT test on all four quarters, ask which month of lactation she is in, and check age and body condition. For steady milk, Sahiwal, Gir, HF cross, or Jersey cross are better choices. If you want, I can help you shortlist by milk yield and budget.